How It Works

Perks

Details

• ​Minimum age to apply is 18
• Working at a Participating Employer for at least 3 months
  
• Checking Account
  
• Drivers license/State ID or passport number
  
• Social security number
  

Terms

For a $1000 loan due in a month, the average borrower pays $775 in fees.  We charge only $120.00 in interest & administrative fees- and we let you repay the loan in 12 months​.

Loans from $400 to $1000

Payback period is 12 months

18% Interest; $20 administrative fee

​Requirements

YOU SAVE OVER $550 & YOU HAVE 11 MORE MONTHS TO REPAY THE LOAN

Online Application​

To complete your application online, click below

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​No credit history or collateral needed

​No prepayment penalties

​Free financial counseling available

Why Borrow From Us?

​Repayment

​Loans are automatically repaid through your paycheck

WE SAVE YOU HUNDREDS​ OF DOLLARS

Funding

Pending employment verification (24-48 hours) and your signature, your loan will be deposited into your checking account in 2 business days.