How It Works

Perks

Details

YOU SAVE OVER $550 & YOU HAVE 11 MORE MONTHS TO REPAY THE LOAN.

Online Application

To complete your application online, click below!


​No credit history or collateral needed

​No prepayment penalties

​Free financial literacy materials available

Why Borrow From Us?

REQUEST INFORMATION

WE CAN SAVE YOU HUNDREDS​ OF DOLLARS!

Terms

Requirements

Repayment

Loans are automatically repaid through your paycheck

For a $1000 loan due in a month, the average borrower pays $775 in fees.  We charge only $120.00 in interest & administrative fees- and we let you repay the loan in 12 months​.

Loans from $400 to $1000

Payback period is 12 months

18% Interest; $20 administrative fee



Contact Info: 
254-753-7337 Ext. 122
admin@clchot.org


Hours: 

Monday-Friday

8:00am - 4:30pm



Funding

Pending employment verification (24-48 hours) and your signature, your loan will be deposited into your checking account in 2 business days.

  • Minimum age to apply is 18
  • Working at a Participating Employer for at least 3 months (time of employment may vary by employer) 
  • Checking Account
  • Drivers license/State ID or passport number
  • Social security number