The Community Loan Center of the Heart of Texas (CLC-HOT) recruits employers in McLennan & Bell counties to offer an innovative, s​mall dollar loan program to their employees.  The CLC-HOT program is offered at no cost to participating employers in their service territory.  When an employee at a participating employer needs a loan, they can apply by clicking on the “Apply Now” button on the CLC-HOT website.

An eligible employee can apply for a CLC-HOT loan online anytime.  The CLC-HOT loan approval process is quick and easy since the entire loan application process is automated and credit underwriting is not required.  After the employer verifies employment of the employee/borrower, the employee signs the loan documents online.  CLC-HOT loan proceeds are then transferred directly into the borrower’s bank account.  CLC-HOT loan repayment plans begin on the employee’s next payday through payroll deduction.  The CLC-HOT earns the interest from repayment of the loans.

Community Loan Center the Heart of Texas loans feature:

  • No Collateral
  • Affordable Repayment Options
  • No Pre-Payment Penalties
  • Quick Approval
  • Streamlined Underwriting
  • No Credit Reports



Contact Info: 
(254) 752-1647



8:00am - 5:00pm